Kredittkortninja is part of Axo Finans AS, an authorised financial agent. How it works.
Effective interest from 21.66%. Nominal rate varies between cards.

Privacy

Last updated: 20 May 2026

Kredittkortninja is operated by Axo Finans AS, which is the data controller for all personal data collected via the site and onwards through the application process.

What we collect on Kredittkortninja.no

When you visit Kredittkortninja, we collect the following:

  • Cookies to remember your choices, measure traffic and improve the service.
  • Visitor statistics via analytics tools, anonymised where technically possible.
  • IP address for security and abuse detection, not for personal identification.

We do not collect personal data such as name, national ID number or contact information on this site. That happens only when you submit an application via Axo Finans.

When you apply for a credit card

When you click "Apply" on Kredittkortninja and complete the application at Axo Finans, Axo Finans AS collects the personal data necessary to process the application. The processing happens in accordance with the full Axo Finans privacy statement.

Read the Axo Finans AS privacy statement here: axofinans.no/om/personvernerklaering.

Your rights

You have the right to access, rectification, erasure, restriction of processing, data portability and to object to processing. Requests can be sent to kundeservice@axofinans.no or by post to Axo Finans AS, St. Olavs gate 28, 0166 Oslo.

Complaints

You may complain to Datatilsynet if you believe the processing breaches the data protection rules. Datatilsynet, Postboks 458 Sentrum, 0105 Oslo, postkasse@datatilsynet.no.

Changes

We may update this page as needed. Material changes are announced on the front page.

Last updated: 20 May 2026.

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